A Simple £10,000 Strategy for UK Residents

Hello Stoic Investors,

Today, I want to share with you a simple yet effective strategy for those of you who live in the UK

and are ready to start investing, with at least £10,000.

This plan will help you kickstart your investment journey with ease and confidence!

Step One: Open an Investengine Account

Investengine is a commission-free trading platform designed to make investing easy and accessible for

everyone.

1. Sign Up: Go to this link and follow the prompts to create a new account.

2. Link Your Bank Account: Once your account is created, link your bank account to your Investengine

account to enable easy transfers of funds.

3. Fund Your Account: Transfer your initial investment amount of £10,000 from your bank account to your

Investengine account.

Step Two: Open a Stocks & Shares ISA

After setting up your Investengine account, the next step is to open a Stocks & Shares ISA within the

platform.

A Stocks & Shares ISA is a tax-efficient investment account that offers a lot of benefits.

1. Navigate to ISAs: Within the Investengine app, navigate to the ISA section.

2. Open a Stocks & Shares ISA: Follow the instructions to open a Stocks & Shares ISA.

3. Understand the Benefits: A Stocks & Shares ISA allows you to invest up to £20,000 per tax year with all

gains being tax-free.

This means you won't pay any capital gains tax or income tax on the profits from your investments,

maximizing your returns.

4. Transfer Funds: Once your ISA is open, transfer your initial £10,000 from your investment account into

your ISA to ensure your investments grow tax-free.

Step Three: Invest your £10,000

To invest your £10,000, start with a simple strategy if you're a beginner, then gradually increase the

complexity as you gain experience.

You have a lot of different options to consider.

Here are some examples:

1. Global ETF Investment:

Investing the entire £10,000 into a Global ETF provides broad market exposure and diversification.

Some examples of Global ETFs for UK:

- iShares MSCI ACWI UCITS ETF:

Tracks the performance of the MSCI All Country World Index.

- SPDR MSCI ACWI IMI UCITS ETF:

Offers exposure to large, mid, and small-cap companies across developed and emerging markets. 

- Lyxor MSCI World UCITS ETF:

Tracks the MSCI World Index, offering exposure to global developed markets.

2. Mixed Investment in Stocks and ETFs:

Diversify by splitting your investment between individual stocks and ETFs.

For example:

80% in Global ETF (e.g., Vanguard FTSE All-World UCITS ETF)

20% in individual stocks of strong UK companies (e.g., AstraZeneca, Unilever, HSBC)

3. Sector-Specific ETFs:

Invest in sector-specific ETFs to target high-growth areas.

For example:

80% in Global ETF

20% in sector-specific ETFs (e.g., Technology: iShares Global Tech UCITS ETF, Healthcare: iShares Global

Healthcare UCITS ETF)

4. Dividend Growth Investing:

Focus on building a steady income by investing in companies that regularly pay and increase dividends.

For example:

50% in Dividend Stocks: Choose reliable companies with a history of paying and increasing dividends.

50% in a Dividend ETF: Provides diversification and exposure to a wide range of dividend-paying companies.

This strategy is very simple, but there's much more you can do.

Because it's so general, it might not fit everyone's specific needs perfectly.

It's important to consider your own financial goals, risk tolerance, and situation when creating an investment

plan that works best for you.

So if you want to learn more about what you can do, book a Discovery Call to ask your investing

questions and we will point you in the right direction!