The only 3 ETFs you’ll ever need
Feb 02, 2025Hello Stoic Investors,
Today I want to share with you the three ETFs I would buy if I were starting over with investing.
Investing can seem overwhelming, but ETFs make it easy to get started.
An ETF is a basket of similar stocks, making it a simple and effective way to invest in multiple companies at once.
They are great for beginners and long-term investors because they spread out risk, so you’re not relying on just one company’s performance.
Plus, ETFs usually have lower fees than actively managed funds, making them a cheaper and simpler way to grow your money over time.
So, if I were starting from scratch today, these are the 3 ETFs I would buy:
(The tickers listed refer to the European versions, but I’ve also included their US equivalents for reference!)
1. SWDA (IWDA in the US) – iShares Core MSCI World ETF
This ETF gives you exposure to the global economy by investing in thousands of companies worldwide, including giants like Apple, Nestlé, and Toyota.
It’s the best investment to hold for the long term, as it provides steady growth and broad diversification.
2. XMMS (EEMS in the US) – iShares MSCI Emerging Markets Small Cap ETF
This ETF focuses on emerging economies like China, India, and Brazil.
It includes major companies like Tencent, Alibaba, and Samsung, giving you access to markets with high growth potential.
While these economies can be more volatile, they tend to grow faster than developed markets due to rising consumer demand, industrialization, and technological advancements. This makes them attractive for investors looking for higher potential returns over time.
3. EQQQ (QQQ in the US) – Invesco NASDAQ 100 ETF
This ETF is packed with the biggest tech companies like Microsoft, Amazon, and Nvidia.
Historically, tech has been one of the highest-returning sectors, with some years delivering even 50% gains.
However, timing is crucial. Right now, 90% of tech companies are overvalued, making it too risky to invest in EQQQ at current prices. I’d wait for a price drop before considering it again.
ETFs are a great way to build long-term wealth without the stress of stock picking.
By investing in the right ETFs, you can grow your portfolio steadily and secure your financial future. If you want to see more details about these ETFs and others, check out JustETF to compare and analyze them easily.
So, note down these three ETFs and start investing today:
1. SWDA: A globally diversified ETF investing in thousands of companies worldwide.
2. XMMS: Focused on emerging markets like China, India, and Brazil.
3. EQQQ: Tech-focused ETF with giants like Microsoft, Amazon, and Nvidia (best bought at the right time).
